Iotap Silambda

You’ve heard that investing in real estate can be very lucrative. Before you get started, here are seven questions to ask yourself.

1. 1. Is this a hobby or a business?

Ask yourself why you want to invest in real estate.

- Do you want another income stream

- Do you want to build equity in a house

- How many sellers and buyers do you want to speak with each day/week/month

- How much time do you have to invest in real estate

- Are you working a full time job

- Are you retired looking for additional income

- What do you want to do with your time?

If you want to build a real estate investing business, then you need to treat it like a business.

Are you going to be a landlord? Then you need to determine how much time you want to spend collecting rent, maintaining the property, making repairs, answering tenant calls late at night, etc.

Or have a property management company handle the tenants and maintenance? Then you need to determine who you will hire to manage your property and how much you will pay them. Typically a property management company will charge one months rent to locate a tenant and then charge 8%-10% of the monthly rent for collecting the rent and answering all calls from the tenant. You still need to set aside a reserve fund for maintenance.

It is safe to invest in Gurgaon Properties now as the recent slump in the market is tapering off.As the market is still in a little doldrums, investing in the property now is a wise move because property prices are comparatively low now. As prospective investors are wary as to the possible risk in the context of the market slump, prime properties may be available at attractive prices now. There has been a market slump in Gurgaon properties consequent upon the world economic downturn and the same has necessarily reflected in the property appreciation in the short run. Economic meltdown has been a global phenomenon and it continues to hold its sway in most of the world economies. However, in India its effect is slowly waning and international financial analysts and investment consultants aver that the coming years there is going to be a fillip in the real estate market in India.

When we analyze whether it is safe to invest in Gurgaon properties now, we have to take in to consideration some other factors also. Reportedly, following the aftermath of the economic downturn, a host of development projects are on the anvil while some others are in the pipeline. These projects are under the initiative of both the private and public sectors along with those of the Government Departments. In consequence, further growth and expansion and in effect greater urbanization and the resultant industrialization is expected in the region in the coming years. Further, Gurgaon is an emerging corporate hub of India and more and more multinational companies are opening units and offices in this region day by day. Hence, this aspect also contributes to the growth of the place and as a result real estate value is expected to go up in the region in the near future. Therefore, it is a matter of prudence and practical sense to invest in Gurgaon properties now.

It is undoubtedly the right time to invest in Delhi Properties. There are a lot of properties for sale in Delhi at different locations now. So far as price trend is concerned, residential and commercial properties are showing a little rise after a period of stagnation. During the recent recession, the property market in Delhi was in a slump. After the doldrums in the market forces, now the industry has just begun to show some positive sings. It is the ideal time to invest in properties for sale in Delhi. The recent announcements of new policies of the Government of the National Capital Territory of Delhi and the Government of India for boosting up the property sector are very much attractive for property investors. The Reserve Bank of India has taken certain definitive steps for the benefit of the real estate sector. Now banks can devise new schemes for furthering the interests of the property sector. In the Delhi region these schemes are being implemented with much enthusiasm. This will definitely have a positive impact in the real estate sector in the national capital.

Since the Government has taken some strong initiatives recently for he benefit of the property sector, it is the right time to invest in property for sale in Delhi. The new governmental initiatives include:

(1) in case of integrated townships, the minimum area to be developed has been brought down to 25 acres from 100 acres;

The uncommon opportunity to invest in the Iraqi Dinar and gain potentially gain enormous profit from your investment is not one to be ignored. By spending just a few dollars you can purchase thousands of Iraqi Dinars and possibly see over a 1000 percent return on your investment. A unique investment opportunity such as this one does not present itself often, so be sure and take full advantage before time runs out!

If you still aren’t sure about investing in the Iraqi Dinar, there is plenty of solid evidence that supports the projected success of the Dinar market. Consider this: Amidst all the war-time chaos the Iraqi Dinar has managed to appreciate in value by 88 percent, showing how stable the Dinar currency is. With the new Iraqi government in place the Dinar is projected to gain in value faster than ever before. Purchasing the Dinar now before it returns to pre-war value and becomes too expensive to invest in could be one of the best financial moves you could ever make.

The Dinar as it stands right now can be purchased very cheaply. For instance, if you were to spend $3.99 right now and purchase a 1000 Dinar note your purchase could easily be worth $300 after the Dinar returns to pre-war levels. And, if the Dinar was to return to pre-Gulf War levels your 1000 Dinar purchase could be worth over $3,100! Experts are predicting that this will happen since the Iraqi Dinar’s value has been skyrocketing over the past couple of years. Bankers at the Bank of Nasariah World Bank are projecting the value of the Dinar to rise to $0.43 over the next decade. If this were to happen, for instance, a 25,000 Dinar bill could be worth $10,750 USD!

Shares are the partial ownership of an enterprise. “Stock” is a security issued in the form of shares by the respective companies. Through this you are owner of part of the corporation’s assets and earnings. Those holding the shares or stocks are shareholders. It is the financing tool of a company. Through it the company collects strong funds from public and private investors. All companies, whether public or private, can issue them in the market. Publicly listed companies have theirs traded on stock exchanges. They are known to issue these to the general public. But, in case of the private companies it is held by the individuals and investors.

Know more

These are an appreciated way of increasing visibility on public domain. Two main types of it are known to exist- common stock and preferred stock. The common stock is more risky and is in the form of company equity ownership represented by the securities. The biggest privilege is that these people can vote and control the several objectives of the companies including policies, electing board of directors etc. You can earn dividends and capital appreciation by it. Preferred stock is higher ranking and its terms are clearly negotiated between the company and investor. You can’t expect voting rights through it but can achieve priority in case of payment of dividends and upon liquidation.

Investments

The best way to invest and get more returns is mutual funds. They yield a lot of money in the form of dividends and NAV. The total profit is based on the performance of the shares. A lot of information is required to take crucial decisions at critical times of share trading. Mutual funds was introduced to solve the problem.

The Fund manager takes the decision about selecting the shares to be purchased. Investing in funds involves a high risk. In order to ensure the safety of money, before investing, a lot of research has to be done. Research includes checking out the details about the company, the order book and other details. The fund manager is the key shot here. The Profile of the fund manager and type of decisions he takes at critical times has to be rechecked. A lot of websites gives first hand information on performance, details and the history of all top companies. Some of the top performing companies are listed here below.

List of Top Mutual Fund Companies:

HDFC Asset Management Company
SBI Fund
Reliance
Franklin Templeton

These companies collects the information about various shares and their performance. They invest the money in the top performing stocks. Moreover, they compare the performance of the shares and give us a new idea. Some of the top mutual schemes in the year 2010 are listed below here.

List of Top Schemes in 2010:

Investing in mutual funds is one of the ways to earn more money for your savings. Indian market which is not much affected by the economic crisis is surely a best place to park your savings and your money will be in a much safer position.

Some of the best mutual funds for 2010 in which you can invest your money are:

Reliance Asset Management Company – It owns Reliance Mutual Funds and it has launched several successful schemes including “Reliance Equity Fund”. It is one of the oldest companies in India. It belongs to “Reliance ADAG Group – Reliance Anil Dhirubhai Ambani Group” which has a strong management and expert investors.
Birla Sun Life Asset Management – This Company has been formed as a joint venture between “Aditya Birla Group” and “Sun Life Financials”. Sun Life Financials is a Canadian based financial services company.
TATA Asset Management Company – It owns TATA Mutual Fund. It is owned by the TATA Group and has launched several schemes.

How to choose the best Fund?

I have listed some guidelines that you have to follow before choosing the fund company in which you are planning to invest.

You should check the past performance of the company and the management background. They should have enough financial muscle as well as experienced investors.
Once you choose a particular scheme, then you should analyze the past performance of the particular scheme as well as the profile of the fund manager who is handling that particular scheme.

Not everyone is able to invest in good things which will give them good profits and they are getting loss for investing on wrong one. There are some ways which will help the people to choose the best shares to invest for getting profits. Some of such ways and the details are given blow briefly for the benefit of people. As we know no one can predict the best way to invest the money in any market. But still here are some good ways which will help the people.

There are so many best ways which will help us to invest in good shares which will help us to obtain more profits. Anyone can invest the money in the market but he has to have a good and clear view upon the market where he is willing to invest. As know if we make a small mistake in investment then we will be grounded and will lose all the money in a single moment. During the investment we must check out all the kinds of markets present for us so that we can choose the right one for investing. As we know the market will be always changing in all the ways from gain to lose. In the market we should never look for long term investment as there will chance for some changes in the market. So any person should always keep rotating the investment in from one field to another according to the market value they are having at that moment. We should always be cautious about the market fluctuations which will be happening. In this way we can save the investment and can earn some profits. In this business many people will always keep their investment changing so that they will avoid lose. As there will be constant changes in the market many people will get confused about the investment and will make a mistake in their investment.

Real estate major Unitech said it will invest Rs 2,000 crore this fiscal — 33 per cent more than last year — in construction of new projects, mostly housing, across the country.

The announcement comes a day after the Reserve Bank increased the short-term lending rate which may make home loans costlier by up to one percentage point.

Unitech has also fixed a target to achieve a 20 per cent growth in sales booking this fiscal to about Rs 5,500 crore as it plans to launch more projects this year in cities where it is already present as well as new locations.

“We have a land bank of about Rs 7,500 acres across the country. We want to monetize our land bank and therefore the company has decided to focus this year on getting approvals for more projects and then launching it,” Unitech Vice President (Corporate Planning and Strategy) R Nagaraju said.

He said the company has earmarked an investment of Rs 2,000 crore in the current fiscal year on construction against Rs 1,500 crore during last fiscal.

Nagaraju said the company has launched 14 projects since January and plans to bring more this fiscal.

In February, Unitech had announced that it would launch 10 million sq ft of area in next six months, out of which the company has so far launched three million sq ft.

The company plans to enter new cities like Hyderabad, Cochin, Bangalore, Dehradun and Cochin by September.

Investment is very necessary for every person. Real estate is an asset form with limited liquidity relative to other investments. We invest in real estate with certain objectives in mind and there are:

a) Immediate requirement for residence purpose

b) To secure future requirements of family to avoid congestion, this will accommodate even division of family.

c) For earning rental income after proper construction or say investments in commercial properties.

d) To avail long term appreciation on investment in real estate.

To invest in real estate one must be conversant with its pros and cons. While deciding to invest in real estate, there are hundreds of things in mind but one must have proper knowledge about real estate market as blind investment in real estate may put the investor to huge losses.

We invest in real estate with above mentioned four objectives in mind and each objective calls for particular attention. If we are to invest for immediate residence then its proximity must have all basic amenities. If it is for future requirement then the basic facilities will be developed with the pace of time. If we are to invest in real estate for commercial purpose, the property must be surrounded by good habitation including industrial establishment and if the investment is done purely to avail appreciation in future then the location counts much as such type of properties can be agricultural land, far off residential, commercial or industrial plot as the main objective to invest in real estate is to get best returns/appreciation on log terms basis.